Key differences between self-managed super funds (SMSF) and conventional super

8 January

Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings.  But did you know there’s more than one way to manage your...[Read More]

Educating investors: Building the foundations for long-term generational wealth

1 January

Investing can feel intimidating for many people, particularly those just starting out. Markets fluctuate, headlines create fear, and misinformation is everywhere. Yet at its core, successful investing is not about chasing hot tips or timing the...[Read More]

Retirement isn’t an age — it’s a financial position

1 January

For decades, retirement has been framed as a milestone tied to age. Sixty-seven has become a default finish line — the point at which work stops and “retirement” begins. But this traditional view no longer reflects reality.  Retirement is not...[Read More]

Determining your attitude towards investment risk – and why financial advice matters

25 December

When it comes to investing, one of the most important – and often overlooked – factors is your attitude towards risk. Investment risk is not just about market volatility or potential losses; it’s about how you react when markets rise and...[Read More]

The one tweak that could grow your super by $200,000

25 December

Australians are being urged to engage more closely with their super, because small tweaks made early in life can grow into large differences over time. Fewer than half of all Australians have actively chosen how their super is invested, with nearly...[Read More]

The rule of seven: An investor’s compass

16 October

James sat at his kitchen table, laptop open, staring at a chart of a stock he’d been watching for weeks. Every article, every podcast, every conversation with friends about investing seemed to echo the same phrase: “Time in the market beats...[Read More]

Review your superannuation and insurance before the new year

23 October

Start 2026 with financial clarity and confidence As the year draws to a close, many of us begin thinking about new year resolutions — getting fit, saving more, or making better lifestyle choices. But before you launch into your 2026 goals,...[Read More]

Treasurer defends $4b hit from super tax backdown

16 October

A $4 billion budget hole created by an overhaul of the government’s contentious super tax policy will be filled using other measures, the treasurer says. Labor is defending major changes to its planned superannuation tax hike, which will see the...[Read More]

Half of Australians anxious about retirement savings

25 September

Half of all Australians don’t feel particularly confident about their retirement finances and almost as many don’t have a post-work financial plan, three new reports show. Just 50 per cent of 2000 Australians surveyed in July said they felt...[Read More]

Human resources and small business: 5 essential tips to build your HR function

9 October

When you run a small business, you often wear multiple hats — from marketing to finance to daily operations.  But one area many small business owners overlook is human resources (HR). Even with a small team, having a basic HR structure matters....[Read More]

Super fund members cautioned against switching

9 October

One of Australia’s top superannuation fund providers is cautioning against making knee-jerk investment decisions during volatile times. HESTA said it saw an uptick in investment switching during the market pullback in early April, which was...[Read More]

The top 5 goals of retirees – and why good advice makes all the difference

2 October

Retirement marks the start of a new chapter, one that is filled with both opportunity and uncertainty. After decades of work, many retirees find themselves asking, What comes next?  While the answers vary from person to person, there are five...[Read More]

Caution urged on supposedly ‘balanced’ super funds

2 October

Some superannuation funds’ “balanced” options have become heavily overweight riskier “growth” assets, a financial planner warns. Alex Jamieson, founder of Melbourne-based AJ Financial Planning, says super fund providers have an incentive...[Read More]

Salary sacrifice to maximise your take-home pay and pension

25 September

When it comes to preparing for retirement, many people focus on how much they’re contributing to their superannuation or pension. What often gets overlooked is how those contributions are made — and this is where salary sacrifice can play an...[Read More]

Super fund giant open to performance test tweaks

10 September

The head of Australia’s largest super organisation says he’s open to improvements to performance tests for underperforming funds. AustralianSuper chief executive Paul Schroder said it was “utterly important” for benchmarks on returns to...[Read More]